car insurance invalid during lockdown

Car insurance firms have saved billions in the past 12 months as people stayed home, cancelled trips and stopped commuting - but premiums are rising. This site uses cookies to improve your experience. Some experts have suggested your car insurance might be invalid when driving during the lockdown. That's because it could invalidate your car insurance during lockdown, according to experts. ‘This is not the case for our car insurance customers and isn’t something they need to worry about. That's because it could invalidate your car insurance during lockdown, according to experts. The Association of British Insurers (ABI) has issued a lot of advice in recent months and has set up a specific coronavirus FAQ page for car insurance questions. By Matt Allan. Is car insurance valid during lockdown? We’ve put together this helpful guide with ten points to check: Part of the confusion about whether your car insurance is valid may be coming from police forces across the running a co-ordinated crackdown on uninsured drivers. Thanks for clearing the air! In recent days, there has been mounting concern and speculation online that motorists who are not on an essential trip could be invalidating their car insurance. supports HTML5 England is currently in a month-long national lockdown in a bid to … Drivers in Lancashire are being warned their car insurance may be invalid if they make non-essential journeys during the latest national lockdown. This incorrect information was picked up and used for articles by several newspapers and websites over the weekend and today, including Sky News, the Daily Mirror and several regional news organistions. Specialist lawyer in traffic and speeding offences, Nick Freeman (otherwise known as Mr Loophole), has said that driving during the coronavirus lockdown could invalidate your policy. A spokesperson told the Banbury Guardian: “Contrary to reports, using your car for non-essential travel will not risk invalidating your car insurance. Motorists have been issued a warning about their car insurance during lockdown. That would mean that any accident could see you having to pay thousands to cover the repairs. Has Wales’ lockdown worked and what are the new rules now the firebreak is over? T&Cs | Privacy | Cookies© 2021 Immediate Network Ltd. All rights reserved. Follow Metro across our social channels, on Facebook, Twitter and Instagram. Car insurance during lockdown: Your car insurance should still be valid if you drive during lockdown . But making a non-essential car journey during lockdown could also prove even more costly a mistake than you first thought, as your insurance could be invalid if you have an accident, The Mirror reported. There have also been (unverified) claims on social media over the last week or so that drivers are being fined and/or issued with penalty points on their driving licences if they are using their car for commuting to work when their policy doesn’t allow it. But could there be wider repercussions too? The introduction of the second lockdown has created confusion amongst motorists over … Rumours are swirling that making a non-essential journey in your car during lockdown that breaks the government guidelines could invalidate your car insurance. Drivers across England are being warned that driving during lockdown could invalidate their insurance. If true, this would mean that you would not be able to claim on your car insurance if involved in an accident or incident that damages your vehicle. Drivers across England are being warned about driving during lockdown for non essential travel, but have been reassured that they will stay insured if they do. Under the rules for the second national lockdown in England this month, people are being asked to stay at home as much as possible and only go out for ‘specific purposes’. While making a non-essential journey during lockdown in England this month might break the rules – or in some cases, the law – it won’t automatically invalidate your car insurance. There are many things that can invalidate your car insurance. video. Driving during lockdown could invalidate your car insurance, according to experts. ‘Operation Drive Insured’ saw all of the UK’s 43 police forces working to detect and seize uninsured cars a couple of weeks ago, so it’s entirely possible that some of the law enforcement activity affected those who didn’t have their insurance details up to date. Some experts have suggested your car insurance might be invalid when driving during the lockdown. Metro.co.uk also spoke to car insurance experts at GoCompare who explained that the Financial Conduct Authority (FCA) have issued advice to insurers to ‘act reasonably. Award-winning, independent and impartial advice on buying, financing, owning and running a car, We analyse and aggregate dozens of media reviews for each new car into an overall Expert Rating, The latest news from all the major car brands and across the automotive industry. ‘The important thing as always, is to check the terms and conditions of your policy before taking a journey that you are unsure of, to make sure you are properly protected should you need to make a claim.’. MORE : Will the Pfizer Covid vaccine be available in the UK and who will get it first? Here’s how to sort out the mess, New car market ends crazy year on a low note, Britain’s best-selling cars, November 2020. Drivers in Lancashire are being warned their car insurance may be invalid if they make non-essential journeys during the latest national lockdown. Motorists have been issued a warning about their car insurance during lockdown. Is my car insurance still valid during lockdown? Car insurance could be invalidated by using parking service [COMMENT] These are usually more expensive than traditional agreements and may not offer the same level of protection. Confused.com car insurance expert Alex Kindred said: “The number of people who applied for a Statutory Off Road Notice (SORN) more than doubled at the start of the lockdown in March." Could you be invalidating your car insurance? browser that You can unsubscribe at any time. Further guidance from the ABI also indicates that anyone who has signed up for the NHS Volunteer Responders service will not have to update their car insurance for it to be valid. Car insurance firms have saved billions in the past 12 months as people stayed home, cancelled trips and stopped commuting - but premiums are rising. You can unsubscribe at any time. Yes, your car insurance is still valid during lockdown. How to get some of your money back It’s well worth a read. With England currently being under lockdown until December 2, people are being told to stay at home and only leave for specific reasons. More car insurance news and advice at The Car Expert, Used car warranty – the law and your rights, Been in a shunt? But now according to the Mirror, making a non-essential car journey during lockdown could also invalidate car … For example, we checked with car insurance providers LV=, who told Metro.co.uk that they plan on ‘supporting their customers as normal’ during lockdown. Drivers who continue to use their vehicles to make non-essential journeys could soon find their car insurance is no longer valid. Drivers are being warned that driving during lockdown might invalidate their insurance. Invalid Email. As the UK moves in and out of lockdown restrictions like some really unappealing game of hokey-cokey, there have been plenty of questions arising from motorists about what they can and can’t do with their cars. At present anybody caught doing so in England could be hit with a £200 fine. Please read below for the full story and ignore speculation in social media or tabloid newspapers. And anybody caught leaving home without a "reasonable excuse" could incur a £200 fine under Covid-19 regulations. An LV= spokesperson commented: ‘ Customers may have read press stories online over the weekend suggesting that car insurance policies won’t be valid in the event a driver has an accident during lockdown. Unfortunately, this has not been helped by misinformation being spread on certain issues. However, there is a difference between police issuing a penalty for you not having the correct insurance and an insurance company refusing to pay out. UPDATE, November 2020: There has been a lot of confusion in recent days about whether your car insurance is still valid, fuelled by misinformation from an insurance-switching company. How to get some of your money back But this isn’t the case. Drivers across England are being warned that driving during lockdown could invalidate their insurance. GAP insurance and warranty offers from ALA | Warranty offers from Warrantywise | Sell your car with Motorway | Cars for sale from Carsnip, Award-winning, independent and impartial advice on buying, owning and running a car, We compare reviews from 25 motoring websites to bring you a definitive rating for every new car, All the most important new car launches, model updates, car reviews and industry news, Our commercial partners bring you exclusive offers on their products and services, Car buyingCar financeCar ownershipCar insurance, Latest ratingsTop-rated carsTop-rated SUVsAll ratings, About usMedia appearancesPartnersAdvertising, The Van ExpertThe Truck ExpertCommercial Vehicle EngineerImmediate Network. Lockdown: your car insurance drive for non-essential travel date with all the latest advice, ratings, and! 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